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Terms of Use

Generally

Experts Mortgage Licensing, LLC (herein “Experts”) is a Michigan limited liability company. The content on this Website shall be governed by these Terms of Use (“Terms”). Please read them carefully. By visiting this Website, You agree by these Terms, which shall apply and be legally binding whether or not you engage Experts to provide the services described on this Website. If you do not agree to the Terms, please leave this Website. Experts may, in its sole discretion and without notice, deny You access to this Website and/or any of its functions, for any reason or no reason at all. The Terms may be changed, modified, or added to by Experts at any time and without prior notice.

No Affilliation

Experts Mortgage Licensing, LLC is not affiliated with or endorsed by the Nationwide Multistate Licensing System or its operator, the College of State Bank Supervisors. Furthermore, Experts is not affiliated with the Government of the United States or any state governmental entity that regulates licensees to which Experts provides services.

Additional Terms

This Website is not a comprehensive list of all terms and conditions that govern the services provided by Experts. Additional agreements, conditions, and disclaimers may be applicable. Experts may change, suspend, cancel, or add to the services it provides, and those services may be identified on this Website at any time.

Content of Website

The content of this Website is intended for mortgage industry professionals. The content on this Website is intended for informational purposes and is provided for Your convenience, only. Rules and regulations change frequently and as such the content of this Website may not be accurate, complete, and/or current. In addition, the Website may contain technical inaccuracies, typographical errors, and defective pages.

Experts Mortgage Licensing, LLC is not a law firm and is not engaged in the practice of law. Neither the content of this Website nor the services provided by Experts are, nor are they intended to be, an adequate substitute for the opinion of a qualified attorney. You are advised to retain and consult with legal counsel before taking any action. No attorney-client relationship is hereby formed. You agree that you will not rely on Experts to act as your legal counsel nor provide legal services (including, without limitation) the review, interpretation, and/or advice regarding what constitutes licensable activity, the licenses required by such activity, or any other law or regulation.

ANY REPRESENTATIONS, ATTESTATIONS, AND/OR CERTIFICATIONS ARE DEEMED TO BE THOSE MADE BY YOU. IN NO CASE DOES EXPERTS ATTEST TO THE VALIDITY, ACCURACY, OR APPROPRIATENESS OF ANY REPRESENTATION.

Other Links

The Website may contain links to other websites that are outside of the control of Experts. The links are provided for convenience to the User, and You agree that clicking on any link is at your own risk. Except as expressly stated otherwise, Experts does not endorse, control, approve, or sponsor the linked sites, content/advertisements contained thereon, or any links on those sites. Any advice, opinions, or recommendations provided by linked site providers are deemed to be provided by the owners of those sites, and not Experts.

THIS WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS – ARE PROVIDED “AS-IS” AND “AS AVAILABLE” AT THE TIME YOU VISIT THE WEBSITE. EXPERTS MAKE NO REPRESENTATIONS NOR WARRANTIES AS TO THE ACCURACY OR COMPLETENESS OF SUCH INFORMATION AND MATERIALS. EXPERTS EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN INFORMATION FOUND ON THIS WEBSITE. EXPERTS MAKES NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, OR OTHER MALWARE, IS GIVEN IN CONJUNCTION WITH SUCH INFORMATION AND MATERIALS.

EXPERTS DOES NOT GUARANTEE THAT THE SERVICES OR THE WEBSITE ITSELF WILL BE UNINTERRUPTED OR FREE OF ERROR, NOR DO WE MAKE ANY WARRANTY AS TO THE RESULTS THAT YOU MAY OBTAIN BASED ON YOUR RELIANCE ON THE CONTENT OR INFORMATION ON THIS WEBITE. USE IS AT YOUR OWN RISK.

UNLESS EXPRESSLY REQUIRED BY LAW, EXPERTS SHALL NOT BE RESPONSIBLE FOR ANY LOSS, DAMAGE TO PROPERTY, BODILY INJURY, MALWARE, OR OTHER INJURY CAUSED BY THE SERVICES EXPERTS PROVIDES OR USE OF THIS WEBSITE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, EXPERTS SHALL HAVE NO LIABILITY TO YOU OR ANY THIRD PARTY FOR DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR OTHER DAMAGES (INCLUDING BUSINES INTERRUPTION).

Prohibited Use

By visiting this Website, You agree that You shall not engage in any of the following activities: (a) gaining or attempting to gain unauthorized access to a secure location of the Website, the client portal, the portal of another client of Experts, or a third party (b) attempt to probe, scan, or breach the information security protocols or authentication measures unless You have authorization from Experts, (c) any activity that is unlawful or improperly interferes with the rights of others. Experts reserves the right to pursue civil action for violations of these Terms. We will cooperate with law enforcement officials in prosecuting who use this Website for criminal acts or similar violations.

Miscellaneous Terms

These Terms of Use are governed by and shall be interpreted in accordance with the internal laws of the State of Michigan, without giving effect to any of its conflicts of law provisions. Any action at law or in equity arising out of or relating to these Terms or the use of this website shall be heard exclusively by a court of competent jurisdiction in Washtenaw County, Michigan, or if in federal court, the United States District Court for the Eastern District of Michigan. You hereby irrevocably consent to the personal jurisdictions of such courts for any action at law or in equity.

These Terms are severable, such that if one or more provisions is held to be invalid or unenforceable, it shall be severed from these Terms, and the remaining shall continue in full force and effect to the maximum extent permitted by law.